Much as we may not like to admit it, there are still many events that we may experience which we have no control of that may impact upon us and our loved ones, including Acts of God in Braintree and throughout Essex. Therefore, Laura Richardson now looks to discuss how we can be better prepared for dealing with Acts of God in Braintree so that the resultant impact is not as serious as it might otherwise prove to be . . .

———————————————————————————————————————

With Hurricane Irma making headlines across the world this month, and the strongest earthquake to hit Mexico in a century killing more than 60 people this week, it raises the question of the legal implications of such “Acts of God”. Legally an “Act of God” is defined as a natural event outside of human control, making it unpreventable, and as such no person can be held responsible for such an event.

The population of the UK has suffered from many Acts of God across the centuries, for example, the more recent flooding in Cumbria in late 2015 which saw tens of thousands of households affected with power outages, as well as thousands of residents being evacuated from their homes. The devastation was rife across the area, with many households and businesses left in ruins.

How then can you ensure that you are best protected from an Act of God?

By nature, an Act of God is unpreventable by human interference and therefore the best way to protect yourself and your family could be through the relevant insurance policies and ensuring that should the worst happen to you, your family will have the financial means to be able to support themselves. Therefore, taking out a life insurance policy is one way to ensure that should you die unexpectedly, your chosen loved one will receive a cash pay out, which can help them to support themselves along with any dependents you may have. However, to achieve this, it is important to consult with a reputable insurance broker in order to ensure that your insurance cover is sufficient. Furthermore it is advisable that the beneficiary of the policy is named as a Trustee, so that the pay out is made directly to your chosen person following your death, rather than it being given out as a part of your estate which can take many months due to the necessary process of Probate.

Andrew Douglas Wills and Legal Services are proud to work with a trusted partner in order to offer life insurance policies to you. Our trusted partner offers a complete protection service, which involves designing a bespoke policy which meets your needs and suits your financial situation because you and your family could be effected by Acts of God in Braintree or anywhere else in Essex. Therefore, if you would like to discuss your options further when it comes to dealing with the potential impact of Acts of God in Braintree please contact Andrew Douglas Wills and Legal Services today via www.andrewdouglaswills.co.uk to find out more.

———————————————————————————————————————

If you would like to keep up with our latest posts and advice about estate planning through the regular advice that we provide to our clients in this regard, then please also feel free to –

Follow us on Twitter at https://twitter.com/ADouglasWills.
Follow us on Facebook at https://www.facebook.com/AndrewDouglasWills.
Follow us on Google+ at https://plus.google.com/b/117915389310253337582/+AndrewdouglaswillsCoUk/