The worry and financial demands that critical illnesses may place upon a family are unmistakable. Nevertheless, there are still far too many people that do not have Critical Illness Insurance in Witham and throughout Essex. With this in mind, Laura Richardson looks to explain why Critical Illness Insurance should be a key requirement for any individual . . .

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Insurance is something that most people rely upon on a daily basis.

The most common forms of insurance are vehicle insurance and home insurance. When choosing between the many providers, what you are doing is weighing up the risks and considering your need should your car be in an accident, or should something happen to your home or the contents within your home.  You can choose a car insurance policy that includes a courtesy car, legal advice, key replacement and even contents cover. In fact the policy that you choose is tailor made to suit your individual requirements.

In addition, there are many other forms of insurance available to cover other events. For example, perhaps when you book a holiday, you choose to take out holiday insurance to minimise the effect of the holiday being cancelled, compensate for delayed flights, or even provide healthcare should you have an accident or injury whilst you are on holiday?

However, whilst these different types of insurance are widely used, what many people do not cover themselves for is Critical Illness. With statistics from Cancer Research now stating that 50% of people born after 1960 will be diagnosed with some form of cancer in their lifetime, it is vitally important to be aware of the protection offered by Critical Illness Insurance in Witham and throughout Essex. Nevertheless, Critical Illness Insurance is not limited to paying out for a cancer diagnosis, it can also cover heart attacks and strokes as well as other major illnesses, and in some cases permanent disabilities.

Although most people do not like to consider that they will befall serious illness, it is important to consider whether you would be able to support yourself and your dependents should you not be able to work for any period of time due to a critical illness. Should you be struck with a critical illness, your insurance policy could provide you with the financial stability to be able to continue to support yourself, giving you the invaluable peace of mind that your bills will continue to be paid. Similarly to other types of insurance, your critical illness cover can be tailored made to suit your requirements, whether for yourself or for your family members, including children.

We at Andrew Douglas Wills and Legal Services, are proud to work with one of our trusted partners to be able to offer a complete protection service within an affordable price bracket. Our trusted partner can offer a tailor made policy of Critical Illness Insurance in Witham and throughout Essex to you by giving you the advice that you need to be able to decide how best to protect yourself and your loved ones so why not contact us today via www.andrewdouglaswills.co.uk to find out more

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