Project Description
Are You A Homeowner Aged 55 Or Over?
EQUITY RELEASE
In keeping with our commitment to providing both the best advice to our customers throughout Essex, Andrew Douglas Wills and Legal Services’ trusted partner will provide you with the best possible investment advice, both now and in the future, since they can offer you a broad array of services including –
If you are a homeowner aged 55 and over, you should be aware that you could boost your retirement income by thousands of pounds by releasing cash from your home.
The money you release with an equity release plan is tax-free and can be spent in any way you choose such as –
- Clearing your mortgage
- Increasing your available cash
- Home improvements
- A new car
- A Holiday
- Help with day-to-day costs of living.
Unless you explicitly elect to make them, you are advised that there are usually no monthly repayments that need to be made whilst you have the peace of mind that you can stay in your own home for the rest of your life if you choose to do so.
In view of the fact that an equity release plan is typically a lifetime commitment, it is vitally important to seek the assistance an independent specialist before you make a decision which why we have teamed up with our award-winning trusted partner in this field.
To find out more about the equity release service that our trusted partner provides, why not give Andrew Douglas Wills and Legal Services a call directly or e-mail us at adouglas@andrewdouglaswills.co.uk today with your name, telephone number, service you require and a convenient time to call you back in locations throughout Essex including Braintree, Chelmsford and Colchester?
- Our trusted partner will then contact you to arrange a FREE, no-obligation initial appointment in the comfort of your own home with a specialist local adviser who will:
- Find out how much cash you could release, based on your individual circumstances
- Explain the advantages and disadvantages of each type of equity release plan
- Discuss the different options available to you, including flexible new equity release plans that allow you to pay the interest on your equity release plan, guarantee an inheritance for your loved ones, or release more money based on any health conditions you may have.
- Explain how the value of your estate will be reduced by an equity release plan whilst also recognising the other key features and risks of such a plan with a personalised illustration
- Talk to you about alternative options to equity release which you may wish to consider first if you have not already done so, such as downsizing
- Work out any effect of equity release upon state benefits that you may be receiving
After taking the time to get to know you and your future plans, in the event that you want to proceed with equity release then your adviser will search the entire market to find the best plan for you since you will receive –
- Award-winning impartial service and recommendations from the entire market of plans
- Peace of mind that our trusted partner only recommends plans approved by the Equity Release Council or providers who offer the same set of guarantees including the fact you will never fall into negative equity, may stay in your home for life and can even move home.
- Access to exclusive offers from leading plan providers which could save your estate thousands of pounds over the life of your plan
- Reassurance that our trusted partner can take care of everything for you from start to finish, with your dedicated adviser available to answer any questions you might have and update you throughout course of the whole process.
Moreover, you are also advised that our trusted partner will always put your needs first. Therefore, in the event that your adviser does not actually think that equity release is the best financial option for you right now in the circumstances, they will not hesitate to tell you in your best interests.