Protect your loved ones at home as well as on holiday!
With the holiday season fast approaching, many people in Witham are looking forward to jetting off to spend a week or two in the sun.
If you are going on holiday this summer, you have probably already decided to take out a travel insurance policy to cover you and your family whilst you are on your holiday. Most travel insurance policies cover a mixture of health needs to cover certain medical treatments and expenses, and practical needs such as providing you with alternative accommodation should there be any mishap with your chosen travel arrangements. Usually travel insurance policies can be tailored to your needs and requirements and as such there are a variety of options available to suit most budgets.
Ensuring that you and your family are properly protected whilst on holiday is extremely important, however, it is equally important that your family are properly financially protected when you return home. There are many financial options when it comes to buying your travel insurance and similarly, Andrew Douglas Wills and Legal Services offer a variety of products and services to suit your requirements and budget in order to ensure that your family will be financially protected during critical illness or in the event that the worst should happen to you.
* Critical Illness Cover – guarantees a lump sum pay out to cover expenses following a qualifying diagnosis. Cover varies widely so it is important to discuss your needs with a specialist provider such as through Andrew Douglas Wills and Legal Services.
* Life Assurance – guarantees a lump sum pay out in the event of your death. You can choose any person to receive this payout. Again, the amount paid out is dependent upon the policy type and therefore it is important to carefully consider the insured sum required. For example, you may wish to link this policy to the amount of mortgage on your family home.
* Will writing – ensures that your estate is divided up according to your wishes upon your death.
* Pre-payment Funeral Plan – your funeral costs are covered in advance meaning that your loved ones do not have to be burdened with these costs. You are able to choose the funeral that best suits your wishes and budget in advance, leaving your loved ones free of any decision making following your death.
Contemplating future illness, accident or even death is not pleasant, however by discussing your needs and requirements with Andrew Douglas Wills and Legal Services we can ensure your peace of mind for the future of your loved ones should anything happen to you. Whether in Witham or the surrounding areas of Essex, we offer a free initial consultation during which we can discuss your concerns, needs and budget in order to provide your family with guaranteed financial protection.
Wrote by Laura Richardson.
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